Our little treasures don't have much value if they're tucked away and out of site. The enjoyment that you get out of them comes primarily from the thought of them, either the memory of the time it was gifted to you, or possibly recalling someone special wearing that piece of jewelry.
Keep in mind that, even if you sell the gold and jewelry to get the cash you need, you'll still have that treasured memory. If you're wondering if someone who is no longer with us would be offended by your sale of the item to get the cash you need, consider how they'd feel about you going without heat for your home, leaving the kids hungry without food in the cupboard or denying yourself the gas you need to get to a job. Obviously, having the necessary money to make ends meet takes precedence over any material object.
Now, if you're selling off sentimental pieces of gold or jewelry to pay for a CD, cigarettes or some frivolous item, that's another consideration, but most of us aren't going to trade in something that feels important to us only to blow the cash on something meaningless.
When you're truly in need there's no harm in selling gold or jewelry in trade for much-needed cash.
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